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Budget for savings
This page includes analysis of bdst favorite cards from The Simple Dollar’s advertisers and the marketplace. Visit our advertiser disclosure to learn. Sometimes all it takes is that first step in the right direction to get things moving in your favor. But, as with most things, sometimes that very first step is the hardest. Some of these suggestions take just a few minutes, while others require a bit of regular effort.
100 Ways to Save Money
Sometimes the hardest thing about saving money is just getting started. This step-by-step guide for how to save money can help you develop a simple and realistic strategy, so you can save for all your short- and long-term savings goals. The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip. Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work.
28 MONEY-SAVING TRICKS AND HACKS
Record your expenses
I remember the days when it was hard to get five minutes in the shower, let alone spend an extra 15 minutes in the kitchen! Try to find another set of parents or two that you trust, and swap nights of babysitting with. Homemade Baby Wipes Parents might spend hundreds of dollars on baby wipes, but you can cut that by half or more using this recipe for homemade baby wipes. RanchCaesarand Greek are on regular rotation at my house. You can add to those rewards and discounts by using rewards credit cards to earn points on purchases at a wide range of stores that can be redeemed for cash back or other benefits. This recipe is simple to make saave will store for a long time if you keep them in an air-tight jar.
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